:root{--ink:#101828;--muted:#5a6778;--paper:#f5f8fc;--panel:#ffffff;--line:#d9e5f4;--green:#0099fa;--green-2:#002ed9;--gold:#1a4dde;--blue:#002ed9;--red:#b74632;--radius:8px;--shadow:0 18px 60px rgba(8,38,94,.14)}
        *{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;line-height:1.6;letter-spacing:0}a{color:inherit}img{max-width:100%;height:auto}.skip-link{position:absolute;left:-999px;top:12px;background:#fff;padding:10px 14px;border-radius:6px;z-index:20}.skip-link:focus{left:12px}
        .topbar{position:sticky;top:0;z-index:40;background:rgba(245,248,252,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(14px);box-shadow:0 12px 34px rgba(6,23,43,.08)}.nav{display:flex;align-items:center;justify-content:space-between;gap:18px;max-width:1180px;margin:auto;padding:12px 18px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;font-weight:850}.brand-logo{display:block;width:210px;max-width:210px;height:auto;color:#1e385b}.market-label{display:inline-flex;align-items:center;min-height:26px;border:1px solid var(--line);border-radius:999px;padding:4px 8px;color:#1e385b;background:#fff;font-size:11px;font-weight:850;text-transform:uppercase;letter-spacing:.02em}.nav-links{display:flex;gap:4px;align-items:center;justify-content:center;font-size:14px;white-space:nowrap}.nav-dropdown{position:relative;border:0;background:transparent;overflow:visible}.nav-dropdown summary{display:inline-flex;align-items:center;gap:7px;min-height:44px;padding:10px 12px;border-radius:8px;color:#1e385b;cursor:pointer;font-weight:850;list-style:none}.nav-dropdown summary::-webkit-details-marker{display:none}.nav-dropdown summary:after{content:"";width:7px;height:7px;margin-top:-3px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg);opacity:.68}.nav-dropdown[open] summary,.nav-dropdown summary:hover{color:#002ed9;background:#eef6ff}.nav-menu{position:absolute;top:calc(100% + 10px);left:0;z-index:70;display:grid;gap:4px;min-width:220px;padding:10px;border:1px solid var(--line);border-radius:8px;background:#fff;box-shadow:0 24px 60px rgba(6,23,43,.16)}.nav-menu a{display:flex;align-items:center;justify-content:flex-start;min-height:40px;padding:8px 10px;border-radius:8px;color:#28415f;text-decoration:none;font-weight:800}.nav-menu a:hover{color:#002ed9;background:#eef6ff}.nav-dropdown:last-child .nav-menu{right:0;left:auto}.mobile-links{display:none}.mobile-links a{text-decoration:none}.lang{display:inline-flex;align-items:center;justify-content:center;min-height:36px;padding:0 12px;border:1px solid var(--line);border-radius:999px;background:#fff;color:#1e385b;font-size:13px;font-weight:850}.nav-actions{display:flex;align-items:center;justify-content:flex-end;gap:10px}
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        main section{padding:64px 18px}.wrap{max-width:1180px;margin:auto}.section-head{max-width:760px;margin-bottom:26px}.section-head h2,.article h2{font-size:clamp(28px,4vw,46px);line-height:1.08;margin:0 0 12px}.section-head p{color:var(--muted);font-size:18px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.card{background:var(--panel);border:1px solid var(--line);border-radius:8px;padding:20px;box-shadow:0 8px 30px rgba(16,40,80,.05)}.card h3{margin:0 0 8px;font-size:20px}.card p{margin:0;color:var(--muted)}.badge-row{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px}.badge{display:inline-flex;align-items:center;border-radius:999px;background:#eaf4ff;color:#002ed9;border:1px solid #c9e4ff;padding:7px 10px;font-weight:800;font-size:13px}.warn{border-left:5px solid var(--red);background:#fff8f6}.blue-band{background:#06172b;color:#fff}.blue-band p{color:#d9e8ff}.blue-band .card{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.16);box-shadow:none}.blue-band .card p{color:#d9e8ff}.gold-band{background:#eef6ff}
        .article-hero{background:#06172b;color:#fff;padding:70px 18px 46px}.article-hero .wrap{max-width:980px}.article-hero h1{font-size:clamp(38px,6vw,70px);line-height:1;margin:16px 0}.article-hero p{font-size:19px;color:#d9e8ff}.article{max-width:980px;margin:auto}.article h2{margin-top:34px}.article p{font-size:18px;color:#2f3d4f}.article ul{padding-left:22px}.article li{margin:8px 0;color:#2f3d4f}.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:8px;background:#fff}.table{width:100%;border-collapse:collapse;min-width:720px}.table th,.table td{padding:13px 14px;border-bottom:1px solid var(--line);vertical-align:top;text-align:left}.table th{background:#eaf4ff;color:#1e385b}.table td{color:#2f3d4f}.faq details{border:1px solid var(--line);background:#fff;border-radius:8px;padding:14px 16px;margin-bottom:10px}.faq summary{cursor:pointer;font-weight:850}.faq p{margin-bottom:0}.review-note{margin-top:34px;background:#fff;border:1px solid var(--line);border-radius:8px;padding:18px;box-shadow:0 8px 30px rgba(16,40,80,.05)}.review-note h2{font-size:24px;margin:0 0 12px}.review-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.review-grid div{background:#f5f8fc;border:1px solid var(--line);border-radius:8px;padding:12px}.review-grid strong{display:block;color:#1e385b}.review-note a{color:#002ed9;font-weight:850;text-decoration:none}.related-links{margin-top:34px;background:#eef6ff;border:1px solid #c9e4ff;border-radius:8px;padding:18px}.related-links h2{font-size:24px;margin:0 0 12px}.related-links .badge-row a{text-decoration:none}
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        @media(max-width:1180px){.nav-links{display:none}.mobile-links{display:flex;gap:8px;overflow-x:auto;padding:0 18px 12px;scrollbar-width:none}.mobile-links::-webkit-scrollbar{display:none}.mobile-links a{display:inline-flex;align-items:center;justify-content:center;flex:0 0 auto;min-height:40px;padding:0 13px;border:1px solid var(--line);border-radius:999px;background:#fff;color:#1e385b;font-size:13px;font-weight:850;white-space:nowrap}.mobile-links a:hover{color:#002ed9;background:#eef6ff}}@media(max-width:900px){.nav{align-items:center;gap:10px}.brand-logo{width:154px}.market-label,.nav-actions .lang{display:none}.hero-inner{min-height:640px;padding-top:70px}.hero:after{background:linear-gradient(180deg,rgba(3,10,28,.95),rgba(3,10,28,.82) 54%,rgba(3,10,28,.42))}.hero-proof,.grid,.footer-grid,.review-grid{grid-template-columns:1fr}.hero-actions .btn{width:100%}.mobile-sticky{display:flex}main section{padding:46px 16px}.card{padding:17px}.article p{font-size:16px}}@media(max-width:720px){.nav-actions .btn{display:none}.mobile-links{padding:0 14px 12px;flex-wrap:nowrap;justify-content:flex-start;overflow-x:auto}.mobile-links a{flex:0 0 auto;min-width:auto;max-width:none;padding:0 15px}}